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When I could not meet the payments and the phone calls from creditors started to bother me every day, a friend of our family told me about your debt settlement program. After a year and a half, I paid off the loans and I could not have done it without your help.

John, CA

I would like to take a moment and thank everyone for all their help. I began working with your company in August 2006. At that point in time I had already spoken to a lawyer about bankruptcy, which was something I did not want to do. Your company has added peace of mind. One of the things you have done is communicated with my creditors. Everyone has been extremely kind. This sounds funny, but when I am on the phone with you, I feel like I am talking to a close friend.

Mark, NY

Thank you for doing such a great job settling my credit card debts. So, once and for all, I will finally be able to get on with my life debt free. And I can breathe easier knowing that my debt is paid off. Thank you so very much.

Jessica, FL
F.A.Q.
How can I apply for your program?
Complete the application form online. Our debt consultant will review your information and call you to review your situation. After a debt consultant has reviewed your financial situation, we'll determine if you are qualified for our program.
How do the debt settlement companies work?
The debt settlement company will work personally with you and each of your creditors so that you will be able to pay the minimum amount of your debt back to your creditor. Creditors recignize that if you end up declaring bankruptcy, they may not receive any of the debt that you owe at all.
If I miss a monthly payment, will I be dropped from your program?
No. Simply call our customer service department and we will arrange payment over the phone. It is understandable that circumstances may arise and we will help you get back on track with your payment schedule.
Are my creditors going to continue to call me?
We notify your creditors of our representation and inform them that they should contact us with respect to settling your debt. Most creditor calls will stop within 30 days. If you continue to get calls, call our customer service department and they will again contact the creditor informing them of our representation. In all cases, you should keep a log of all calls you get from creditors with respect to the debt you put into our program.
Will this program have a negative effect on my credit?
The Debt Settlement Program may have a negative effect on your credit profile. However, once negotiated and settled, your creditors will report the accounts as "settled" or "paid in full".
How much does this program cost?
Our Debt Settlement Program costs are based on an individual basis and are determined by our representative and you. Your monthly payment will be determined by what you can comfortably afford, and is based upon your level of debt, income, and living expenses.
F.A.Q.
What is a Payday Loan or Cash Advance?
A payday loan can provides the borrower with a short-term cash advance until the next paycheck. Usually, our clients choose payday loans to cover small, emrgency expenses while avoiding costly extra fees and late payment penalties. With Loan Possible you can apply for a payday loan online and have your loan amount electronically deposited into your checking or savings account.
What if I have bad credit?
Bad credit will not prevent you from receiving a payday loan at Loan Possible. Our friendly managers will work with you, even if you have already been turned down by other lenders.
What about qualifying?
Qualifying for a payday advance is easier than qualifying for traditional credit. Loan Possible does not perform credit checks. Your job and your paycheck act as your collateral.
Is my application and financial information secure?
We respect our customer's privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
How much can I receive?
Your first Loan Possible loan is based upon the information you provide in your membership application. After successful repayment of your payday loan, we may raise your loan amount on any future Loan Possible loans.
When I will receive my payday loan?
Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won't have to worry about bounced checks or missed deadlines.
How do I know that my loan has been approved?
You will receive an email notification once your loan has been approved. Loan Possible reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.
When will my loan be due?
Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations.
What if I can't repay my loan on the due data?
If you are unable to make the schedule payments on your payday loan, then we have set up some different options for your convenience: 1. You may pay your initial payday loan amount back and apply the interest to another loan. 2. You can pay for part of the payday loan amount and the interest and apply the rest to a separate loan. 3. You also have the option of paying the interest amount back while paying the payday loan amount on a separate loan.
How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
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